Separate roles do not guarantee better governance. Banking oversight ultimately depends on independent judgement, competence and the willingness to challenge.
R. Gurumurthy
June 18, 2026 at 5:00 AM IST
istock.com
As the RBI considers issuing new cooperative bank licences after a 22-year pause, the real question is whether India needs more banks at all or better banks.
Alpana Killawala
June 10, 2026 at 8:10 AM IST
RBI risks confusing reserve accumulation with resilience as quasi-sovereign FX mobilisation threatens to create future liabilities instead of lasting stability.
V Thiagarajan
May 7, 2026 at 12:48 PM IST
Istock.com
Moody’s said India’s strong economic growth and policy stability will support bank asset quality, profitability and capital buffers, keeping the sector’s outlook stable over the next 12–18 months.
BasisPoint Insight
February 9, 2026 at 6:03 AM IST
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